Live Quote & Cash Value Toolkit

Quote Parameters

Coverage Type

Paid-Up at Age 65

Term Rider Length Coverage Split: 50% Perm / 50% Term

More Term More Perm

State / Province

Sex

Tobacco Status

Age (18-80)

Target Initial Face Amount ($)

— OR BUDGET —

Monthly Premium ($)

Add Critical Illness ($5k)

Add Terminal Illness

Permanent

Alert

Total Initial Coverage $0

Monthly Cost $0.00

Year	Age	Total Paid (End of Year)	Active Death Benefit	Cash Value

"For Permanent Inevitabilities"

Designed for Funeral & Final Expenses so your family doesn't carry the burden.
Coverage is guaranteed for your entire life—it never expires as long as premiums are paid.
Your monthly rate locks in today and never increases.
Paid-Up at Age 65 Option: Pay premiums only until retirement age, then hold guaranteed lifetime protection with zero further payments.
Pays out lightning fast: 2 to 10 days (compared to industry averages of 2-6 months).
Direct Assignment: Assign a portion directly to the funeral home so family pays zero out of pocket.

"For Temporary Vulnerabilities"

Designed for Income Replacement and paying off major declining debts.
Level Term: Protects your family's lifestyle during high-responsibility working years.
Decreasing Term: Balances perfectly with a standard 15- or 30-year mortgage payoff trajectory.
Delivers a massive death benefit for a minimal monthly cost.
The ultimate goal is to eventually outlive your term policy once debt-free and self-insured.